Honda F4i: 1 - Deer: 0

http://hornskeith.com/deerwreck.wmv


Gotta see this one is billion chance, a guy hits a deer with his bike.
Its a good thing the rider was wearing his gear otherwise it could have been a lot worst

Insurance

you have three basic setups:
1.)liability
2.)comprehensive
3.)full

I'll do my best to break them down, but I don't know all the facts so take it and do a google search just to be sure, but Im PRETTY sure this is how it works.

liability-The most basic and cheap way for insurance. Basically it covers you if you have CAUSE an accident. It will not cover YOUR stuff, only the person you hit, and their med. bills. It may cover yours, but this is where I suggest googling, or contact an insurance agent.

for comprehensive/full I found this:
Collision Insurance
Collision insurance coverage pays for damage caused to your vehicle in an automobile accident, when you are "at fault". A standard collision automobile insurance policy will pay for any repairs up to the fair market value of your car.

Sidebar
It is important to remember that this value can be significantly lower than the cost of replacing your vehicle (or your loan balance.) If your car is financed or leased, you will need gap insurance to reimburse you for the difference between what you owe and what the car is worth.

Collision coverage usually also comes with an insurance deductible. It's the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you're willing to pay, the less the collision policy will cost.

Collision insurance coverage is not required by law in any state. However, if you're driving a car purchased from a dealership or financed through a lender, you may be required by the dealership or lender to carry collision insurance. (And just to be sure, you should get gap insurance.)

Comprehensive Automobile Insurance
Comprehensive is very similar to collision insurance, the main difference being that comprehensive covers damage caused to your vehicle caused by any unknown party or "act of God".

Vandalism, flood, hurricane, theft, and fire are all events usually covered by comprehensive automobile insurance. (But make sure to read your comprehensive insurance policy for exact coverage details.)

Like collision automobile insurance, comprehensive coverage will pay up to the fair market value of your car (less your insurance deductible.) And although it's not legally required by any state, you will probably need it if your car is financed.


Hot tip: Your collision and comprehensive automobile insurance policies are two places where it can be pretty easy to cut costs. Read our guide to choosing car insurance for money saving strategies!

pulled from http://www.autoinsuranceindepth.com/optional-coverages.html

Great comment from one of our readers

Prior to purchasing his first motorcycle (both first and second were in the category of crotch rockets) my then nineteen year old son took the CHP riding and safety course. When he purchased his first motorcycle, he also researched and purchased top of the line safty equipment and riding wear (and added other items later for different kinds of weather as well as an even better helmet).

When he had an accident with his second motorcycle, everything performed above specs and he was spared many injuries. He wasn't wearing proper boots at the time (and was wearing heavy denim jeans), and so broke his leg and ankle (requiring surgery on the ankle) and earned a little road rash on one hip, but arms and elbows were padded from the impact, road rash was at minimum due to the well made, expensive gloves and jacket (and those heavy jeans worked, though not quite so well as a full leather suit). His helmet was top of the line specs, not just the standard D.O.T. acceptable ones and though he was a little dazed there were no head injuries- even though the helmet and face plate had scrape marks across one side, the top and the front where he slid and tumbled across the highway.

The month old second bike purchased new and not yet broken in - tumbled end over end in an opposite direction, hit the guard rails of the mountain road and was totaled- a complete write off by the insurance company as well as the bike shop who had wanted to try to salvage it.

My son spent four months mending.. but all in all the investment in the training course, good riding equipment- and the choice to wear it, no matter how warm the weather - was a blessing.

I cringe when I see folks riding in light summer wear, without jackets and boots or gloves and with the bare minimum helmets. Even the best of riders are likely to have an accident or two- they might be great riders, but one cannot always account for all factors including other drivers on the road. Accidents happen. Top safety equipment can mean the difference between living to ride another day or winding up too broken to mend.

Good blog, good information- Happy, thrilling, but safe riding to you.

Wow

new R1 2006

Mtv

there was a mtv show on once about street bike. I believe it was call True Life, I live to ride . . . thats how it all started for me. For those who havent seen the episode. It shows two groups of kids and their quest to be the best stunt teams. The tricks they were preforming were outrageous. I couldnt even believe that it was possible to do some of the things they were doing. I dont think i will be doing anything of that anytime soon but thats def why im attracted to this sport. Well that and the adrenaline you get when you hop on your bike

Helmet

When it comes to helmets it is recommended that you get either Snell or DOT approved. After that it is pretty much up to you. There are wide ranges of price just have to find out that fits your budget and is the most comfortable. A rider told me however there is a difference you can notice with the weight and noise. He told me that typically the lighter it is the more noise and vise versa.

MSF course

was lookin on the MSF website and this is what they had to say about the motorcycle safety foundation class.


The website says the the safety course itself is a minimum of 15hrs when is taken over a few days. After completing the course they give you a card. After the completion of the course you done have to take a on-bike riding test depending on the state that you live in. I believe in CT after the completion of the MSF course u dont need to take the on bike test. From what i have heard the MSF in CT also gives u the written test, it doesnt get any better than that. Here is the bad part the course cost $165 something i definatly dont have. So im goin to start saving up and hopefully i can catch a class in the fall. The lastest one is Oct 21-30, hopefully i can get the money by then. If u want more info here is the Link, but remember this is the MSF course that located in Manchester, Ct. You gotta check the MSF site to find out the nearest MSF course around you. . . Hope this helps the new rider get started

Sound Tip

Was searching online and came across this website the info they give are pretty sound so i figured any new rider could use the info here the link